Enter your GROSS monthly wages and/or salaries. Do NOT deduct withholding or allotments you elect to take out of your pay, such as insurance payments, credit union deductions, car payments, etc. If you are paid weekly, multiply your weekly gross by 4.3. If you are paid every two weeks (bi-weekly), multiply your gross by 2.17. If you are paid semi-monthly (twice a month), multiply your gross by 2. If you have a business (self-employed), enter in your NET MONTHLY INCOME from the business. This is your gross receipts less your ordinary and necessary business expenses. You can use your last year's 1040 Schedule C as a guide. If you had a loss, and expect a loss this year, enter -0-. Do NOT enter a negative figure! If you have rentals, enter in your NET MONTHLY RENTAL INCOME. This is your gross rents received less your ordinary and necessary expenses. If your net rental income is a loss, enter -0-.